Hope everyone is having a good day. I am having a dilemma with health insurance coverage. For those of you who are not working what type of insurance do you have? I lost my job in July and am currently on COBRA which my fiance is paying for me ($551 a month). I am feeling very guilty and depressed that he has to pay so much money for this insurance. I don't qualify for Medicaid because my income is over the required amount.
I applied for the Affordable Care Act and I don't know what the heck happened because they said I don't qualify for the tax credit. I am confused as to whether they are considering only my income or with my daughters income, which still puts us below their income chart. I'm sorry if I am not making any sense but the more upset I get, the more my FibroFog kicks in. Whenever I call the 1-800# I get a total moron on the other end who does not know what the hell they are talking about and are just reading from a script. The health plans they are offering are more money than what my COBRA is except for one plan which is a little over $400 and totally a bare bone policy.
I know alot of people are choosing not to have insurance and just pay the fine which is probably less than what they are charging for these health plans. This ACA is a total joke, in my opinion.
What is everyone doing for health coverage if not covered by your employer??